Car Insurance In South Dakota. Collision and comprehensive insurance protects your car from damage as a result of a collision, theft, vandalism or natural disaster—regardless of who's at fault. While its state car insurance rates overall are relatively low, the differences between insurance companies are bigger here than in most states.
South Dakota is perhaps best known as the home of the Badlands, the Black Hills, and Mount Rushmore. Collision and comprehensive insurance protects your car from damage as a result of a collision, theft, vandalism or natural disaster—regardless of who's at fault. Each insurer uses its own system to calculate rates, so you can overpay if you don't compare insurance companies to see who has the lowest price.
We make the auto insurance process hassle-free by utilizing innovative online technology, like our comparison quoting tool, which allows you to size up affordable car insurance rates from other top-rated companies.
South Dakota's best car insurance companies are among the best in the country, which makes any of them a solid bet for your insurance needs.
It is also known for the annual Sturgis Motorcycle Rally held in Sturgis, SD, which attracts hundreds of thousands of visitors every summer. Minimum-coverage auto insurance policies meet South Dakota's minimum state legal requirements. The most common way that drivers meet this requirement is by purchasing car insurance.